Tab shingles, also known as three-tab shingles, are a common roofing material made of asphalt with a flat, rectangular shape and cutouts for a layered appearance. They are susceptible to hail damage because hail can crack, bruise, or break the asphalt surface, compromising the protective granule layer. This damage often occurs because the impact from hailstones removes granules, exposing the underlying mat to UV rays and moisture, which can accelerate wear and cause leaks over time. To check for hail damage, homeowners can look for signs like missing or loose granules in gutters, visible cracks or dents on shingles, or dark spots indicating bruised areas. It’s safest to examine your roof from the ground using binoculars or a ladder if you’re comfortable, avoiding walking on the roof as this could cause more damage or be dangerous, especially if shingles are already compromised.
If you suspect hail damage, it’s usually best to call a professional roofer who can assess the extent of the damage accurately and recommend appropriate repairs or replacement. When speaking with contractors, it helps to ask, “How do you determine if the hail damage affects my roof’s warranty or insurance claims?” and “What are the signs that a repair will be sufficient versus needing a full shingle replacement?” This way, you ensure repairs are code-compliant and won’t void any manufacturer warranties. Insurance companies often require detailed documentation from certified inspectors, so a roofer experienced with hail claims can make the process smoother. Addressing hail damage promptly helps prevent leaks, mold growth, and structural issues, keeping your home safe and your roof protected.